REGULATION OF FORMS AND RATES FOR PROPERTY AND CASUALTY INSURANCE
Forms Regulation-Motor Vehicle Insurance
412:9 Prohibition on Nonresident Automobile Insurance.
Policies of automobile insurance, as defined in RSA 417-A, shall only be issued and renewed to residents of the state of New Hampshire, except that such policies shall also be permitted to be sold to any person if the vehicle insured is exclusively garaged in New Hampshire. Notwithstanding any other provision of law to the contrary, no individual shall be provided coverage under a policy of automobile insurance, as defined in RSA 417-A, if such applicant or applicants have been determined by the insurer to have intentionally misrepresented their residency status or exclusive garaging status at the time of initial application or renewal. Payment shall be made by the insurer with respect to accidents for all valid bodily injury and property damage liability claims and all valid uninsured motorist claims by individuals other than the applicant or applicants who made the intentional misrepresentation. However, the insurer shall be legally entitled to reimbursement by the policyholder for all such paid claims.
Source. 2003, 150:1, eff. Jan. 1, 2004. 2021, 147:1, eff. Sept. 21, 2021.