TABLE OF CONTENTS

 

CHAPTER Ban 100ORGANIZATIONAL RULES

††††††††† PART Ban 101PURPOSE AND SCOPE

††††††††††††††††† Section Ban 101.01Purpose

††††††††††††††††† Section Ban 101.02Scope

 

††††††††† PART Ban 102DEFINITIONS

††††††††††††††††† Section Ban 102.01Board of Trust Company Incorporation (BOTCI)

††††††††††††††††† Section Ban 102.02Commissioner

††††††††††††††††† Section Ban 102.03Department

†††††††††††††††††††††††† Section Ban 102.04Public Deposit Investment Pool (PDIP)

 

††††††††† PART Ban 103DESCRIPTION OF DEPARTMENT

††††††††††††††††† Section Ban 103.01Commissioner, Commissionerís Office

††††††††††††††††† Section Ban 103.02Banking Division

††††††††††††††††† Section Ban 103.03Consumer Credit Division

††††††††††††††††† Section Ban 103.04Legal Division

††††††††††††††††† Section Ban 103.05Operations Division

††††††††††††††††† Section Ban 103.06Department Information

 

††††††††† PART Ban 104DEPARTMENT INFORMATION AVAILABLE TO THE PUBLIC

††††††††††††††††† Section Ban 104.01New Hampshire Banking Department Records

††††††††††††††††† Section Ban 104.02Access to Department Information

††††††††††††††††† Section Ban 104.03Requests for New Hampshire Banking Department Records

††††††††††††††††† Section Ban 104.04Response to Request for Records

 

CHAPTER Ban 200PRACTICE AND PROCEDURE - EXPIRED

††††††††† PART Ban 201INTRODUCTION AND DEFINITIONS

††††††††††††††††† Section Ban 201.01Procedure Governed

††††††††††††††††† Section Ban 201.02Definitions

 

††††††††† PART Ban 202FILING AND SERVICE OF DOCUMENTS

††††††††††††††††† Section Ban 202.01Filing of Documents

††††††††††††††††† Section Ban 202.02Subscription and Veracity of Documents

††††††††††††††††† Section Ban 202.03Service of Documents

 

††††††††† PART Ban 203HEARINGS AND PROCEEDINGS

††††††††††††††††† Section Ban 203.01Representatives

††††††††††††††††† Section Ban 203.02Computation of Time

††††††††††††††††† Section Ban 203.03Change in Allowed Times

††††††††††††††††† Section Ban 203.04Recess and Adjournment

††††††††††††††††† Section Ban 203.05Waiver

††††††††††††††††† Section Ban 203.06Docket

††††††††††††††††† Section Ban 203.07Consolidation

††††††††††††††††† Section Ban 203.08Severance

 

††††††††† PART Ban 204ADJUDICATIVE PROCEEDINGS

††††††††††††††††† Section Ban 204.01Applicability

††††††††††††††††† Section Ban 204.02Place of an Adjudicative Proceeding

††††††††††††††††† Section Ban 204.03Commencement of an Adjudicative Proceeding

††††††††††††††††† Section Ban 204.04Notice

††††††††††††††††† Section Ban 204.05Emergency Orders

††††††††††††††††† Section Ban 204.06Intervention

††††††††††††††††† Section Ban 204.07Access to Department Records

††††††††††††††††† Section Ban 204.08Filing Requirements

††††††††††††††††† Section Ban 204.09Stipulations

††††††††††††††††† Section Ban 204.10Evidence

††††††††††††††††† Section Ban 204.11Hearing Procedure

††††††††††††††††† Section Ban 204.12Burden of Proof

††††††††††††††††† Section Ban 204.13Decisions

††††††††††††††††† Section Ban 204.14Failure to Appear

††††††††††††††††† Section Ban 204.15Informal Settlement

 

††††††††† PART Ban 205REHEARINGS AND APPEALS

††††††††††††††††† Section Ban 205.01Motion for Rehearing

††††††††††††††††† Section Ban 205.02Action on Motion for Rehearing

††††††††††††††††† Section Ban 205.03Burden of Proof

††††††††††††††††† Section Ban 205.04Decisions

 

††††††††† PART Ban 206DECLARATORY RULINGS

††††††††††††††††† Section Ban 206.01Petitions

††††††††††††††††† Section Ban 206.02Action on Petition

 

††††††††† PART Ban 207RULEMAKING PETITIONS

††††††††††††††††† Section Ban 207.01Rulemaking Petitions

††††††††††††††††† Section Ban 207.02Incomplete Rulemaking Petitions

††††††††††††††††† Section Ban 207.03Action on Rulemaking Petition

 

††††††††† PART Ban 208RULEMAKING HEARINGS

††††††††††††††††† Section Ban 208.01Public Notice of Rulemaking Hearing

††††††††††††††††† Section Ban 208.02Presiding Officer

††††††††††††††††† Section Ban 208.03Order of the Rulemaking Hearing

††††††††††††††††† Section Ban 208.04Oral Comment

††††††††††††††††† Section Ban 208.05Written Comment

 

CHAPTER Ban 300RULES RELATIVE TO CREDIT UNIONS

††††††††† PART Ban 301INTEREST RATES - REPEALED

 

CHAPTER Ban 400SMALL LOANS - RESERVED

††††††††† PART Ban 401 - RESERVED

 

††††††††† PART Ban 402 - REPEALED

 

CHAPTER Ban 500ADOPTION OF RULES UNDER RSA 394-A GRANTING STATE-CHARTERED FINANCIAL INSTITUTIONS POWERS OF CORRESPONDING FEDERALLY-CHARTERED FINANCIAL INSTITUTIONS

††††††††† PART Ban 501FORMAT AND PROCEDURES FOR PETITIONING OF COMMISSIONER - RESERVED

 

††††††††† PART Ban 502DEPOSITS OF PUBLIC MONEY IN THRIFT INSTITUTIONS - RESERVED

 

††††††††† PART Ban 503COMMERCIAL, CORPORATE OR BUSINESS LOANS OF THRIFT INSTITUTIONS - RESERVED

 

††††††††† PART Ban 504COMMERCIAL, CORPORATE OR BUSINESS DEMAND DEPOSITS IN THRIFT INSTITUTIONS - REPEALED

 

††††††††† PART Ban 505TRUST POWERS OF THRIFT INSTITUTIONS - RESERVED

 

††††††††† PART Ban 506SALE OF FEDERAL FUNDS BY STATE CHARTERED CREDIT UNIONS - RESERVED

 

††††††††† PART Ban 507NONE INTEREST BEARING NEGOTIABLE ORDER OF WITHDRAWAL FOR BUSINESS CUSTOMERS (NINOWS)

††††††††††††††††† Section Ban 507.01Commercial Deposits Allowed

††††††††††††††††† Section Ban 507.02Deposit Rules Required

 

††††††††† PART Ban 508INVESTMENTS OF THRIFT INSTITUTIONS IN SERVICE CORPORATIONS - RESERVED

 

††††††††† PART Ban 509VOTING PROXIES IN CONVERSION OF MUTUAL BANKS TO STOCK BANKS (CO-OPERATIVE BANKS) - RESERVED

 

††††††††† PART Ban 510CREDIT UNION POWERS

††††††††††††††††† Section Ban 510.01Definitions

††††††††††††††††† Section Ban 510.02Reserved

††††††††††††††††† Section Ban 510.03Investments in Service Corporations

††††††††††††††††† Section Ban 510.04Reserved

††††††††††††††††† Section Ban 510.05Reserved

††††††††††††††††† Section Ban 510.06Investment in National Credit Union Central Liquidity Facility

††††††††††††††††† Section Ban 510.07Expired and Reserved

††††††††††††††††† Section Ban 510.08Reserved

††††††††††††††††† Section Ban 510.09Expired

 

††††††††† PART Ban 511DIVIDENDS AND INTEREST PAID BY THRIFT INSTITUTIONS - RESERVED

 

††††††††† PART Ban 512DEPOSITS IN FINANCIAL INSTITUTIONS - RESERVED

 

††††††††† PART Ban 513DISTRIBUTION OF PROFITS AND DIVIDENDS BY STATE-CHARTERED THRIFT INSTITUTIONS (COOPERATIVE BANKS) - RESERVED

 

††††††††† PART Ban 514INTERSTATE LENDING AUTHORITY - RESERVED

 

††††††††† PART Ban 515RECEIPT OF FUNDS FROM OTHER CREDIT UNIONS - RESERVED

 

††††††††† PART Ban 516SERVICE CHARGES ON SAVINGS ACCOUNTS OF STATE CHARTERED THRIFT INSTITUTIONS (BUILDING AND LOAN ASSOCIATIONS AND/OR CO-OPERATIVE BANKS) - RESERVED

 

††††††††† PART Ban 517CORPORATE TITLE OF THRIFT INSTITUTIONS - RESERVED

††††††††††††††††† Section Ban 517.01Reserved

††††††††††††††††† Section Ban 517.02Reserved

††††††††††††††††† Section Ban 517.03REPEALED

 

††††††††† PART Ban 518 - RESERVED

 

††††††††† PART Ban 519REQUIREMENTS AND PROCEDURES FOR CONVERSIONS OF MUTUAL SAVINGS BANKS AND ASSOCIATIONS TO STOCK FORM- RESERVED

 

††††††††† PART Ban 520REQUIREMENTS AND PROCEDURES FOR RETAIL SALES OF MUTUAL FUNDS AND OTHER UNINSURED PRODUCTS - RESERVED

 

††††††††† PART Ban 522REAL ESTATE LENDING STANDARDS - RESERVED

 

††††††††† PART Ban 523NATIONAL BANK POWERS - RESERVED

 

††††††††† PART Ban 524AFFILIATE AGENCY POWERS - RESERVED

 

††††††††† PART Ban 525FEDERAL SAVINGS ASSOCIATION POWERS - RESERVED

 

††††††††† PART Ban 526FEDERAL CREDIT UNION POWERS - RESERVED

 

CHAPTER Ban 600BRANCH BANKING AND ELECTRONIC CUSTOMER SERVICE TERMINALS - EXPIRED

††††††††† PART Ban 601ELECTRONIC CUSTOMER SERVICE TERMINALS; DEFINITIONS

††††††††††††††††† Section Ban 601.01Definitions

 

††††††††† PART Ban 602NECESSARY AUTHORIZATION

††††††††††††††††† Section Ban 602.01Application and Approval

††††††††††††††††† Section Ban 602.02Board of Director Approval

 

††††††††† PART Ban 603SERVICE LIMITATIONS AND REQUIREMENTS

††††††††††††††††† Section Ban 603.01Responsible NH Financial Institution

††††††††††††††††† Section Ban 603.02Available Services and Locations

††††††††††††††††† Section Ban 603.03Advertising

††††††††††††††††† Section Ban 603.04Bonding Requirements

††††††††††††††††† Section Ban 603.05Confidentiality of Accounts

††††††††††††††††† Section Ban 603.06Customer Instruction

††††††††††††††††† Section Ban 603.07Protection of Persons and Property

 

††††††††† PART Ban 604STATUS AS A BRANCH OFFICE

††††††††††††††††† Section Ban 604.01Special Status

 

††††††††† PART Ban 605SHARED USE UNDER RSA 384-B:7, II

††††††††††††††††† Section Ban 605.01Conditional Duty to Share

††††††††††††††††† Section Ban 605.02Criteria for Denial of Sharing Requests

 

††††††††† PART Ban 606VOLUNTARY PARTICIPATION AGREEMENTS

††††††††††††††††† Section Ban 606.01Voluntary Participation Allowed

††††††††††††††††† Section Ban 606.02 Special Requirements for Foreign Financial Institution Participation

††††††††††††††††† Section Ban 606.03Display of Network Logos

 

††††††††† PART Ban 607APPLICATION PROCEDURES AND APPROVAL STANDARDS

††††††††††††††††† Section Ban 607.01Application Form RSU-1

††††††††††††††††† Section Ban 607.02Notification of Filing

††††††††††††††††† Section Ban 607.03Form of Notice

††††††††††††††††† Section Ban 607.04Standard for Approval

††††††††††††††††† Section Ban 607.05Notice of Termination

††††††††††††††††† Section Ban 607.06Exceptions

 

††††††††† PART Ban 608ESTABLISHMENT OF CASH DISPENSING MACHINES

††††††††††††††††† Section Ban 608.01Notice to Commissioner

††††††††††††††††† Section Ban 608.02Notice of Termination

 

††††††††† PART Ban 609SEASONAL REMOTE SERVICE UNITS

††††††††††††††††† Section Ban 609.01Authority for Seasonal Operation

 

††††††††† PART Ban 610MOBILE REMOTE SERVICE UNITS

††††††††††††††††† Section Ban 610.01Application; Approval; Requirements

 

††††††††† PART Ban 611VIOLATIONS OF REMOTE SERVICE UNIT RULES

††††††††††††††††† Section Ban 611.01Sanctions

 

††††††††† PART Ban 612LOAN PRODUCTION OFFICES

††††††††††††††††† Section Ban 612.01Notice to Commissioner

††††††††††††††††† Section Ban 612.02Notice of Termination

 

††††††††† PART Ban 613FIDUCIARY ASSETS

††††††††††††††††† Section Ban 613.01Definition; Fiduciary Assets

 

CHAPTER Ban 700FAMILY TRUST COMPANIES

††††††††† PART Ban 701ANNUAL ASSESSMENT

††††††††††††††††† Section Ban 701.01Maximum Annual Assessment for Family Trust Companies

 

CHAPTER Ban 800POWERS OF BANKING ORGANIZATIONS

††††††††† PART Ban 801RULES OF CONSTRUCTION FOR RSA 394-A:11 (1983 LAWS, CHAPTER 369:12, RELATIVE TO POWERS AND INCONSISTENT CHARTER PRO-VISIONS - REPEALED

††††††††††††††††† Section Ban 801.01General Rules of Construction

††††††††††††††††† Section Ban 801.02Special Rules of Construction

††††††††††††††††† Section Ban 801.03Notice

 

††††††††† PART Ban 802CHARTER CONVERSIONS

††††††††††††††††† Section Ban 802.01Definitions

††††††††††††††††† Section Ban 802.02Procedures

 

CHAPTER Ban 900PUBLIC DEPOSIT INVESTMENT POOL

††††††††† PART Ban 901PURPOSE

††††††††††††††††† Section Ban 901.01Purpose

 

††††††††† PART Ban 902DEFINITIONS

††††††††††††††††† Section 902.01Commissioner

††††††††††††††††† Section 902.02Committee

††††††††††††††††† Section 902.03Department

††††††††††††††††† Section 902.04Pool

††††††††††††††††† Section 902.05Proposal

††††††††††††††††† Section 902.06Proposer

††††††††††††††††† Section 902.07Request for Proposal (RFP)

 

††††††††† PART Ban 903REQUEST FOR PROPOSAL

††††††††††††††††† Section Ban 903.01Obtaining the RFP

 

††††††††† PART Ban 904FILING A PROPOSAL

††††††††††††††††† Section 904.01Filing a Proposal

††††††††††††††††† Section 904.02Late-Filed Proposals

††††††††††††††††† Section 904.03Inquiries

††††††††††††††††† Section 904.04Request for Additional Information

 

††††††††† PART Ban 905CRITERIA FOR REVIEWING PROPOSALS

††††††††††††††††† Section Ban 905.01Criteria

††††††††††††††††† Section Ban 905.02Oral Presentation of Proposal

 

CHAPTER Ban 1000SALES FINANCE COMPANIES AND RETAIL SELLERS - EXPIRED

††††††††† PART Ban 1001SCOPE

††††††††††††††††† Section Ban 1001.01Procedure Governed

 

††††††††† PART Ban 1002DEFINITIONS

††††††††††††††††† Sections Ban 1002.01Applicant

††††††††††††††††† Sections Ban 1002.02Balloon Retail Installment Contract

††††††††††††††††† Sections Ban 1002.03Buyer

††††††††††††††††† Sections Ban 1002.04Buy Here Pay Here

††††††††††††††††† Sections Ban 1002.05Credit Application

††††††††††††††††† Sections Ban 1002.06Department

††††††††††††††††† Sections Ban 1002.07Holder

††††††††††††††††† Sections Ban 1002.08Licensee

††††††††††††††††† Sections Ban 1002.09Motor Vehicle

††††††††††††††††† Sections Ban 1002.10Person

††††††††††††††††† Sections Ban 1002.11Principal Owners

††††††††††††††††† Sections Ban 1002.12Principal Place of Business

††††††††††††††††† Sections Ban 1002.13Retail Installment Contract

††††††††††††††††† Sections Ban 1002.14Retail Seller

††††††††††††††††† Sections Ban 1002.15Sales Finance Company

††††††††††††††††† Sections Ban 1002.16Senior Officer

††††††††††††††††† Sections Ban 1002.17Trade Name

 

††††††††† PART Ban 1003FORMS

††††††††††††††††† Section Ban 1003.01Form NHBD-12, Retail Seller License Application

††††††††††††††††† Section Ban 1003.02Form NHBD-14, Sales Finance Company License Application

††††††††††††††††† Section Ban 1003.03Other Required Application Forms

††††††††††††††††† Section Ban 1003.04Form NHBD-15, Sales Finance Company Annual Report

 

††††††††† PART Ban 1004LICENSING

††††††††††††††††† Section Ban 1004.01License Fees

††††††††††††††††† Section Ban 1004.02Application Acceptance

††††††††††††††††† Section Ban 1004.03Changes to Application Information; Changes in Ownership

††††††††††††††††† Section Ban 1004.04Licensing Decisions

††††††††††††††††† Section Ban 1004.05Display of License

††††††††††††††††† Section Ban 1004.06Annual Report Requirements

 

††††††††† PART Ban 1005BALLOON PAYMENT LOANS

††††††††††††††††† Section Ban 1005.01Balloon Contract Disclosures

††††††††††††††††† Section Ban 1005.02Balloon Payment Refinancing Disclosures

††††††††††††††††† Section Ban 1005.03Disclosure Requirements

††††††††††††††††† Section Ban 1005.04Written Offer and/or Acceptance Required

 

CHAPTER Ban 1100BANK COMMISSIONER

††††††††† PART Ban 1101 - 1102RESERVED

 

††††††††† PART Ban 1103 - EXPIRED AND RESERVED

 

††††††††† PART Ban 1104FIDELITY COVERAGE REQUIREMENTS

††††††††††††††††† Section Ban 1104.01Purpose and Scope

††††††††††††††††† Section Ban 1104.02Definitions

††††††††††††††††† Section Ban 1104.03Fidelity Bond Requirements

††††††††††††††††† Section Ban 1104.04Bank Requirements

††††††††††††††††† Section Ban 1104.05Credit Union Requirements

††††††††††††††††† Section Ban 1104.06Notification Upon Expiration and Cancellation

††††††††††††††††† Section Ban 1104.07Notification of Changes in Coverage

††††††††††††††††† Section Ban 1104.08Duties of Board of Directors or Trustees

††††††††††††††††† Section Ban 1104.09Bond Form

††††††††††††††††† Section Ban 1104.10Additional Coverage

††††††††††††††††† Section Ban 1104.11Bonds for Agents

 

††††††††† PART Ban 1105PURCHASE AND SALE OF SECURITIES - EXPIRED

††††††††††††††††† Section Ban 1105.01Written Orders Required

††††††††††††††††† Section Ban 1105.02Confirmation of Orders Received by Telephone

††††††††††††††††† Section Ban 1105.03Exemption for Trust Departments

††††††††††††††††† Section Ban 1105.04Rating Services

 

††††††††† PART Ban 1106CONSUMER CONCERNS AND INQUIRIES - EXPIRED

††††††††††††††††† Section Ban 1106.01Procedures

 

††††††††† PART Ban 1107AMENDMENTS TO CREDIT UNION BYLAWS

††††††††††††††††† Section Ban 1107.01Amendments to Credit Union Bylaws

††††††††††††††††† Section Ban 1107.02Expanding the Qualifications for Membership

 

CHAPTER Ban 1200 - EXPIRED

 

CHAPTER Ban 1300 - RESERVED

 

CHAPTER Ban 1400SAVINGS BANK

††††††††† PARTS Ban 1401 through 1449 - RESERVED

 

††††††††† PART Ban 1450COLLATERALIZATION OF PUBLIC DEPOSITS

††††††††††††††††† Section Ban 1450.01Purpose

††††††††††††††††† Section Ban 1450.02Definitions

††††††††††††††††† Section Ban 1450.03Amount of Collateralization

††††††††††††††††† Section Ban 1450.04Public Obligations

††††††††††††††††† Section Ban 1450.05Corporate Securities

††††††††††††††††† Section Ban 1450.06Classification by Risk

 

CHAPTER Ban 1500 - RESERVED

 

CHAPTER Ban 1600MERGERS - EXPIRED

††††††††† PART Ban 1601PROCEDURES

††††††††††††††††† Section Ban 1601.01Depositor Notice; Frequency of Publication

 

CHAPTER Ban 1700 - RESERVED

 

CHAPTER Ban 1800TRUST AND BANKING COMPANIES

††††††††† PART Ban 1801RESERVES - RESERVED

††††††††††††††††† Section Ban 1801.01Calculation of Bank Reserves - REPEALED

 

††††††††† PART Ban 1802DEPOSIT OF SECURITIES WITH CLEARING CORPORATION

††††††††††††††††† Section Ban 1802.01Receipt

††††††††††††††††† Section Ban 1802.02Clearing Corporation Location

 

CHAPTER Ban 1900 - RESERVED

 

CHAPTER Ban 2000 - RESERVED

 

CHAPTER Ban 2100BUILDING AND LOAN ASSOCIATIONS AND COOPERATIVE BANKS - EXPIRED

††††††††† PART Ban 2101PRIVATE MORTGAGEE GUARANTY INSURANCE COMPANIES

††††††††††††††††† Section Ban 2101.01Approval of Private Insurance Companies

 

CHAPTER Ban 2200RESERVED

 

CHAPTER Ban 2300RESERVED

 

CHAPTER Ban 2400GENERAL REQUIREMENTS: LICENSEES - EXPIRED

††††††††† PART Ban 2401ANNUAL REPORTS

††††††††††††††††† Section Ban 2401.01Record Retention; Workpapers

 

††††††††† PART Ban 2402INCOMPLETE LICENSE APPLICATION

††††††††††††††††† Section Ban 2402.01Definitions

††††††††††††††††† Section Ban 2402.02License Applications

 

††††††††† PART Ban 2403CRIMINAL CONVICTIONS

††††††††††††††††† Section Ban 2403.01Definitions

††††††††††††††††† Section Ban 2403.02Felony Convictions

††††††††††††††††† Section Ban 2403.03Misdemeanor Convictions

 

††††††††† PART Ban 2404 - RESERVED

 

††††††††† PART Ban 2405CONSUMER COMPLAINTS AGAINST LICENSEES

††††††††††††††††† Section Ban 2405.01Procedures

 

††††††††† PART Ban 2406FEES

††††††††††††††††† Section Ban 2406.01Fees for Providing Documents and Other Information

††††††††††††††††† Section Ban 2406.02Application Fees

 

††††††††† PART Ban 2407NOTIFICATION AND REPORTING REQUIREMENTS

††††††††††††††††† Section Ban 2407.01Notice of Significant Events

 

††††††††† PART Ban 2408INTEREST CALCULATION METHOD

††††††††††††††††† Section Ban 2408.01Definitions

††††††††††††††††† Section Ban 2408.02Interest Calculation

††††††††††††††††† Section Ban 2408.03Daily Simple Interest Disclosures

 

††††††††† PART Ban 2409RESERVED

 

††††††††† PART Ban 2410BANKING DEPARTMENT LICENSEE FILINGS

††††††††††††††††† Section Ban 2410.01Background and Criminal Records Check

††††††††††††††††† Section Ban 2410.02Disclosure Statement

 

††††††††† PART Ban 2411LICENSE SURRENDER

††††††††††††††††† Section Ban 2411.01Definitions

††††††††††††††††† Section Ban 2411.02License Surrender

††††††††††††††††† Section Ban 2411.03Notice of License Surrender

††††††††††††††††† Section Ban 2411.04Office Closing

††††††††††††††††† Section Ban 2411.05Office Relocation

 

††††††††† PART Ban 2412EXAMINATIONS

††††††††††††††††† Section Ban 2412.01Access to Files During Examination

 

CHAPTER Ban 2500FIRST MORTGAGE BANKERS AND BROKERS - EXPIRED

††††††††† PART Ban 2501DEFINITIONS

††††††††††††††††† Section Ban 2501.01Applicant

††††††††††††††††† Section Ban 2501.02Application

††††††††††††††††† Section Ban 2501.03Balloon Payment

††††††††††††††††† Section Ban 2501.04Branch Office

††††††††††††††††† Section Ban 2501.05Cash Equivalents

††††††††††††††††† Section Ban 2501.06Licensee

††††††††††††††††† Section Ban 2501.07Liquid Assets

††††††††††††††††† Section Ban 2501.08Marketable Securities

††††††††††††††††† Section Ban 2501.09Net Worth

††††††††††††††††† Section Ban 2501.10Person

††††††††††††††††† Section Ban 2501.11Principal Place of Business

††††††††††††††††† Section Ban 2501.12Principal Owners

††††††††††††††††† Section Ban 2501.13Rate Lock Commitment

††††††††††††††††† Section Ban 2501.14Real Property

††††††††††††††††† Section Ban 2501.15Senior Officer

††††††††††††††††† Section Ban 2501.16Short-term

††††††††††††††††† Section Ban 2501.17Time Sharing Interest

††††††††††††††††† Section Ban 2501.18Trade Name

 

PARTBan 2502LICENSE REQUIREMENTS

Section Ban 2502.01License Required

Section Ban 2502.02Application Form 397-A-2

Section Ban 2502.03Other Required Forms

Section Ban 2502.04Incomplete Applications

Section Ban 2502.05Changes to Application Information

Section Ban 2502.06Surety Bond

Section Ban 2502.07Net Worth Requirements

Section Ban 2502.08Appeal of License Denial, Revocation, or Other Administrative Actions

 

PARTBan 2503ANNUAL REPORT

Section Ban 2503.01Form

Section Ban 2503.02RESERVED

 

PART Ban 2504LOANS WITH BALLOON PAYMENT PROVISIONS

Section Ban 2504.01Balloon Payment Disclosures

 

PARTBan 2505RATE LOCK COMMITMENTS

Section Ban 2505.01Requirements

 

PARTBan 2506ESCROW ACCOUNTS OF MORTGAGE COMPANIES

Section Ban 2506.01Interest on Mortgage Escrow Funds

 

PART Ban 2507FEES PAID TO MORTGAGE BANKERS OR BROKERS

Section Ban 2507.01Safekeeping of Fees

Section Ban 2507.02Fees Charged by Lenders for Services Rendered

 

CHAPTER Ban 2600SECOND MORTGAGE HOME LOANS - EXPIRED

 

CHAPTER Ban 2700SMALL LOANS - EXPIRED

 

CHAPTERS Ban 2800- 3600 - RESERVED

 

CHAPTER Ban 3700DEBT ADJUSTERS - EXPIRED

††††††††† PART Ban 3701LICENSE APPLICATION PROCEDURE

††††††††††††††††† Section Ban 3701.01General Application Requirements

††††††††††††††††† Section Ban 3701.02Form 399-D-1, Debt Adjuster Application

††††††††††††††††† Section Ban 3701.03License Denial

 

††††††††† PART Ban 3702OPERATIONS

††††††††††††††††† Section Ban 3702.01Hours of Operation

††††††††††††††††† Section Ban 3702.02Debtor's Trust Account

††††††††††††††††† Section Ban 3702.03Cancellation of Contract by Licensee

††††††††††††††††† Section Ban 3702.04Location

††††††††††††††††† Section Ban 3702.05Choice of Law

††††††††††††††††† Section Ban 3702.06Use of Agents or Brokers Prohibited